No Win No Fee Compensation Claims
In the UK today there is a growing culture of compensation claims being made in every industry. Compensation firms are sprouting up all over Britain and consumers are constantly being bombarded by advertisements offering large amounts of money for something that may have happened to them.
The most popular claim is for personal injury through an accident of some sort. This is because individuals, businesses, public services, education services, and government agencies have to have some sort of public liability insurance. This has opened up a market for compensation claims lawyers that work on a “no win no fee” basis. Doing this has helped the average person make a claim because before they would not have been able to afford the hourly fees.
These “no win no fee” compensation solicitors are all over the internet and can be found in any directory. The problem is choosing the right compensation claims lawyers to suit your individual case. So when searching the internet try to make sure that they specialise in your type of injury or accident. Always check the fees they charge compared to the estimate of the money you will receive. An example of this is if the solicitor charges £500 for handling the claim and that is the same amount as your settlement, this means you will get nothing.
Be sure to research any reviews on the internet to check whether the compensation claims lawyer is credible. It is advisable to meet with at least two compensation claims solicitors and to sit down with the compensation claims solicitor so you can see if you feel comfortable with them and will be able to work with them easily.
Before you start ringing around and spending lots of time on the internet looking for a compensation claims solicitor, check if your particular situation can be handled by one. Personal injury is the most common form of compensation that is awarded. This is when an accident has happened and the claimant has lost wages, paid extra medical costs, lower quality of life, or any other expenses. Successful payouts usually take place when the defendant has insurance to cover that particular accident. It can be harder or take longer if they don’t.
The most claims for injury come from the automotive industry. The payout rate is very high because one motorist has been negligible and therefore is liable. As most drivers are insured, this makes it easy to make a case and be successful. If clear fault can be found, then in a lot of instances the insurer of the defendant will automatically pay without going to court.
Currently new government legislation introduced has meant that compensations claims solicitors can now fast track claims that are between £1000 and £10000. This is because the duplication in the paperwork that compensation claims solicitors has to do have been reduced.
Another common injury is when trips, slips, and falls happen on other people’s property. This is again a very popular case as businesses have to carry insurance to protect them from things like this and people know this. If they slip and fall, they are likely to file a no win no fee compensation claim.
Accidents that happen in the work place are another kind of case that compensation claims solicitors deal with. The rate of incident is very high in dangerous factory or construction industries where hazardous environments are common place. The employer has a responsibility in a work place to provide a safe environment for their employees. As most people spend the majority of their lives at work the chances of an accidents happening are higher. If an injury has occurred and it is most likely that your company was negligent, the best advice would be to consult a compensation claims lawyer and get their advice on how to proceed.
One other in which there are a lot of claims made is in faulty products, mostly electrical. This is because they can cause serious injury. The Consumer Protection Act 1987 provides protection for anyone injured by defective consumer goods. The law states that the injury, damage, or medical bills have to come to an amount over £275. If this criteria has been met then call a well known company who specialises in this field.
What is similar with all of these types of claims is that the defendants all have liability insurance of some kind. This makes it easy for the lawyers to get payouts for their clients.
Now that you are ready and have chosen who will take on your case, the next step is to prepare for the meeting with the company dealing with your case.
Bring details of the injury, including where it happened and at what time, plus details of any witnesses. You will need a report from a doctor and any bills or treatment that has been carried out. Also have handy any information as to whether time has been taken off work, or how the injury has affected daily life.
What happens next is, if the compensation solicitor decides that they will take on the case, a standard letter will be sent to the defendant. They will then pass it on to their insurers who will make contact with the compensation lawyers.
In the majority of cases the defendant’s insurer will decide to settle the case rather than go through a costly court case. If they do decide to go to court it will be heard by a magistrates and evidence will have to be given from both parties. When considering making a no win no fee compensation claim it is important to make sure that the injury was caused by someone else’s negligence. This means that another party was at fault and caused you harm, loss of earnings, or stress. Either way the claimant’s life has to be affected by the injury.
Always conduct thorough research into compensation claims solicitors and make sure that they are familiar with your type of case.
Lastly don’t leave it too long before a no win no fee compensation claim is made as this may affect your chances or size of the payout. Do it as soon as possible.